<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Banking & Savings]]></title><description><![CDATA[Banking & Savings]]></description><link>https://www.ft.com/stream/b588a22d-286c-4913-bd59-e05a8d503023</link><generator>RSS for Node</generator><lastBuildDate>Mon, 02 Jun 2025 11:43:24 GMT</lastBuildDate><atom:link href="https://www.ft.com/stream/b588a22d-286c-4913-bd59-e05a8d503023?format=rss" rel="self" type="application/rss+xml"/><copyright><![CDATA[© Copyright The Financial Times Ltd 2025. "FT" and "Financial Times" are trademarks of the Financial Times. See http://www.ft.com/servicestools/help/terms#legal1 for the terms and conditions of reuse.]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[client.support@ft.com (FT Client Support)]]></webMaster><ttl>15</ttl><category><![CDATA[Newspapers]]></category><item><title><![CDATA[AJ Bell chief hits out at plans to cut cash Isa allowance]]></title><description><![CDATA[Summersgill says it would be ‘negative’ for savers and ‘ineffective’ in channelling money into investments]]></description><link>https://www.ft.com/content/926a8c8a-8df8-4894-a1a9-be5d2dc5aec5</link><guid isPermaLink="false">926a8c8a-8df8-4894-a1a9-be5d2dc5aec5</guid><pubDate>Fri, 23 May 2025 11:53:33 GMT</pubDate></item><item><title><![CDATA[Meet the 30-year-old accountant teaching seven-year-olds about money ]]></title><description><![CDATA[Abigail Foster says we must start young to ensure the next generation is financially savvy]]></description><link>https://www.ft.com/content/359abe76-f690-40b1-a8dc-0a600cf863d8</link><guid isPermaLink="false">359abe76-f690-40b1-a8dc-0a600cf863d8</guid><pubDate>Wed, 21 May 2025 04:00:00 GMT</pubDate></item><item><title><![CDATA[Latest savings rates]]></title><description><![CDATA[Up-to-date deals from banks and building societies]]></description><link>https://www.ft.com/content/9f46db72-0a1e-42b0-8efe-974a04fa0fc7</link><guid isPermaLink="false">9f46db72-0a1e-42b0-8efe-974a04fa0fc7</guid><pubDate>Fri, 16 May 2025 15:43:54 GMT</pubDate></item><item><title><![CDATA[Latest Isa rates]]></title><description><![CDATA[Up-to-date tax-efficient savings deals]]></description><link>https://www.ft.com/content/75ba3055-625c-4cb5-894b-0696a38f5e79</link><guid isPermaLink="false">75ba3055-625c-4cb5-894b-0696a38f5e79</guid><pubDate>Fri, 16 May 2025 15:39:40 GMT</pubDate></item><item><title><![CDATA[Latest National Savings & Investments rates]]></title><description><![CDATA[Current rates from the state-owned savings bank]]></description><link>https://www.ft.com/content/68b36b6d-71e7-4f44-bbfb-a202e36603a4</link><guid isPermaLink="false">68b36b6d-71e7-4f44-bbfb-a202e36603a4</guid><pubDate>Fri, 16 May 2025 15:35:32 GMT</pubDate></item><item><title><![CDATA[UK ministers consider cutting tax-free cash Isa allowance ]]></title><description><![CDATA[City groups think such a move will attract money into equity funds and domestic shares]]></description><link>https://www.ft.com/content/845522bf-6cb2-4a83-8cfb-1fd5ac5c5f6e</link><guid isPermaLink="false">845522bf-6cb2-4a83-8cfb-1fd5ac5c5f6e</guid><pubDate>Fri, 16 May 2025 04:00:11 GMT</pubDate></item><item><title><![CDATA[Don’t make Isas a great British failure ]]></title><description><![CDATA[Mandating UK equities in tax-free accounts would destroy any culture of investing we already have]]></description><link>https://www.ft.com/content/4f8d39ed-bfa6-407a-8822-6710f5baff8b</link><guid isPermaLink="false">4f8d39ed-bfa6-407a-8822-6710f5baff8b</guid><pubDate>Thu, 15 May 2025 04:00:17 GMT</pubDate></item><item><title><![CDATA[Rachel Reeves’ Isa reforms must be designed with Gen Z in mind  ]]></title><description><![CDATA[The chancellor’s plan to revolutionise retail investment needs young investors]]></description><link>https://www.ft.com/content/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2</link><guid isPermaLink="false">c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2</guid><pubDate>Fri, 28 Mar 2025 13:10:14 GMT</pubDate></item><item><title><![CDATA[Tax relief for cash Isa savers rose to £2.1bn last year ]]></title><description><![CDATA[Cost to the UK Treasury rises 30-fold in two years due to rising interest rates and frozen thresholds ]]></description><link>https://www.ft.com/content/f2fdf55c-a2a7-4ba0-88bb-4cf6f1b32387</link><guid isPermaLink="false">f2fdf55c-a2a7-4ba0-88bb-4cf6f1b32387</guid><pubDate>Wed, 19 Mar 2025 15:42:27 GMT</pubDate></item><item><title><![CDATA[The argument would-be reformers haven’t yet made on cash Isas]]></title><description><![CDATA[Individuals might be making the wrong savings choices for their goals]]></description><link>https://www.ft.com/content/90e27f6f-a957-4b01-a89f-424bc0041ea3</link><guid isPermaLink="false">90e27f6f-a957-4b01-a89f-424bc0041ea3</guid><pubDate>Thu, 13 Mar 2025 09:30:36 GMT</pubDate></item><item><title><![CDATA[Reeves delays plan to reform cash Isas until after Spring Statement ]]></title><description><![CDATA[City executives have urged chancellor to lower cap on tax-free savings]]></description><link>https://www.ft.com/content/2212c043-6ae6-40b0-b1ef-fc756b3895fe</link><guid isPermaLink="false">2212c043-6ae6-40b0-b1ef-fc756b3895fe</guid><pubDate>Wed, 12 Mar 2025 12:54:23 GMT</pubDate></item><item><title><![CDATA[Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT    ]]></title><description><![CDATA[I doubt the government will go for my idea, but it could increase investment in UK plc — and make people richer ]]></description><link>https://www.ft.com/content/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0</link><guid isPermaLink="false">54d1caf2-2ab7-4792-bd16-fdbdb47c76c0</guid><pubDate>Sat, 08 Mar 2025 05:00:48 GMT</pubDate></item><item><title><![CDATA[Isa Guide 2025]]></title><description><![CDATA[With the chancellor being urged to shake up the tax-free scheme, we review the options as this year’s tax deadline draws near]]></description><link>https://www.ft.com/content/4173fae7-e9fa-4256-be40-0a1b7b24b458</link><guid isPermaLink="false">4173fae7-e9fa-4256-be40-0a1b7b24b458</guid><pubDate>Fri, 07 Mar 2025 18:09:46 GMT</pubDate></item><item><title><![CDATA[Where are the best Isa deals on the market?]]></title><description><![CDATA[Investment platforms note huge inflows as doubts continue over future of cash accounts  ]]></description><link>https://www.ft.com/content/bf0d2198-22e9-4709-8010-07d3c91b9a05</link><guid isPermaLink="false">bf0d2198-22e9-4709-8010-07d3c91b9a05</guid><pubDate>Fri, 07 Mar 2025 13:00:46 GMT</pubDate></item><item><title><![CDATA[Maxed-out Junior Isas up nearly 50% in a year]]></title><description><![CDATA[Latest figures show strong rebound in numbers filling up the £9,000 annual limit ]]></description><link>https://www.ft.com/content/71fbafa2-2576-4b7e-bcf4-6facf1a80fbe</link><guid isPermaLink="false">71fbafa2-2576-4b7e-bcf4-6facf1a80fbe</guid><pubDate>Fri, 07 Mar 2025 12:49:53 GMT</pubDate></item><item><title><![CDATA[The ‘Reeves effect’ turbo charges Isa season]]></title><description><![CDATA[Palpable fear of future restrictions shows the chancellor should meddle with Isas at her peril ]]></description><link>https://www.ft.com/content/73409e91-0e56-4d49-8da3-90cfb5841d6d</link><guid isPermaLink="false">73409e91-0e56-4d49-8da3-90cfb5841d6d</guid><pubDate>Fri, 07 Mar 2025 05:00:17 GMT</pubDate></item><item><title><![CDATA[Lord Lee: ‘cut cash Isa allowance in half’]]></title><description><![CDATA[UK’s first ‘Isa millionaire’ urges curbs on popular saving products to support domestic stocks]]></description><link>https://www.ft.com/content/0334ad8e-a45b-4424-88d6-a2ca1bfc02de</link><guid isPermaLink="false">0334ad8e-a45b-4424-88d6-a2ca1bfc02de</guid><pubDate>Thu, 06 Mar 2025 11:15:51 GMT</pubDate></item><item><title><![CDATA[Are Lisas fit for purpose for homebuyers?  ]]></title><description><![CDATA[MPs review the effectiveness of the much-criticised savings scheme]]></description><link>https://www.ft.com/content/6af890d5-e1db-4ce0-a92e-e9b1ccf7a748</link><guid isPermaLink="false">6af890d5-e1db-4ce0-a92e-e9b1ccf7a748</guid><pubDate>Thu, 06 Mar 2025 05:00:17 GMT</pubDate></item><item><title><![CDATA[How does the UK’s Isa system compare with other countries?]]></title><description><![CDATA[As Rachel Reeves is lobbied by investment companies over the future of the cash Isa, how generous is the UK savings scheme?]]></description><link>https://www.ft.com/content/20d59f7f-00df-4066-82a3-0cc1fb51a307</link><guid isPermaLink="false">20d59f7f-00df-4066-82a3-0cc1fb51a307</guid><pubDate>Tue, 04 Mar 2025 12:00:11 GMT</pubDate></item><item><title><![CDATA[Record number of cash Isa products on offer ]]></title><description><![CDATA[Providers respond to demand from customers for tax-efficient savings accounts]]></description><link>https://www.ft.com/content/4f8106ae-61fc-452f-b0b1-00fbeb336474</link><guid isPermaLink="false">4f8106ae-61fc-452f-b0b1-00fbeb336474</guid><pubDate>Wed, 19 Feb 2025 12:00:56 GMT</pubDate></item><item><title><![CDATA[£276bn held in UK bank accounts that pay no interest]]></title><description><![CDATA[Consumers urged to switch to avoid inflation eroding value of their cash]]></description><link>https://www.ft.com/content/78e93590-2f73-4602-86aa-2fbce4c84ad2</link><guid isPermaLink="false">78e93590-2f73-4602-86aa-2fbce4c84ad2</guid><pubDate>Fri, 14 Feb 2025 12:40:12 GMT</pubDate></item><item><title><![CDATA[Banks slash savings rates after Bank of England rate cut]]></title><description><![CDATA[Dozens of providers reduce rates or withdraw products following BoE move ]]></description><link>https://www.ft.com/content/105dae43-02b1-4ff2-8787-857c53f9d343</link><guid isPermaLink="false">105dae43-02b1-4ff2-8787-857c53f9d343</guid><pubDate>Wed, 12 Feb 2025 17:15:50 GMT</pubDate></item><item><title><![CDATA[Reeves urged to resist City pressure to curb UK tax breaks for cash Isas]]></title><description><![CDATA[Building societies say reducing incentives could make mortgages more expensive for households]]></description><link>https://www.ft.com/content/1dd9cf0b-f3dd-4df6-a5f1-a844f2ffa3b3</link><guid isPermaLink="false">1dd9cf0b-f3dd-4df6-a5f1-a844f2ffa3b3</guid><pubDate>Sun, 09 Feb 2025 05:00:40 GMT</pubDate></item><item><title><![CDATA[Hands off our cash Isas: consumers push back against City firms’ proposals]]></title><description><![CDATA[Chancellor lobbied to reduce tax incentives on savings accounts]]></description><link>https://www.ft.com/content/3cfd8c5e-98fd-487e-9a19-49e0d6caf2bb</link><guid isPermaLink="false">3cfd8c5e-98fd-487e-9a19-49e0d6caf2bb</guid><pubDate>Thu, 06 Feb 2025 05:00:40 GMT</pubDate></item><item><title><![CDATA[What does the gilt sell-off mean for your money?]]></title><description><![CDATA[Mortgages, pensions and investments likely to feel the effects of rising bond yields]]></description><link>https://www.ft.com/content/4bcdd3b0-9572-4863-9d1b-54352d8fc68d</link><guid isPermaLink="false">4bcdd3b0-9572-4863-9d1b-54352d8fc68d</guid><pubDate>Fri, 10 Jan 2025 18:33:38 GMT</pubDate></item></channel></rss>