<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Mortgages]]></title><description><![CDATA[Mortgages]]></description><link>https://www.ft.com/stream/6ad93265-ca1d-4a45-b49e-dff8fd509f01</link><generator>RSS for Node</generator><lastBuildDate>Mon, 02 Jun 2025 11:41:37 GMT</lastBuildDate><atom:link href="https://www.ft.com/stream/6ad93265-ca1d-4a45-b49e-dff8fd509f01?format=rss" rel="self" type="application/rss+xml"/><copyright><![CDATA[© Copyright The Financial Times Ltd 2025. "FT" and "Financial Times" are trademarks of the Financial Times. See http://www.ft.com/servicestools/help/terms#legal1 for the terms and conditions of reuse.]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[client.support@ft.com (FT Client Support)]]></webMaster><ttl>15</ttl><category><![CDATA[Newspapers]]></category><item><title><![CDATA[Can you still make money from UK property?]]></title><description><![CDATA[Thirty years on from the introduction of buy-to-let mortgages, landlords are struggling to make ends meet]]></description><link>https://www.ft.com/content/b3cec52b-8d69-4338-8cdb-10c14887bf34</link><guid isPermaLink="false">b3cec52b-8d69-4338-8cdb-10c14887bf34</guid><pubDate>Sat, 31 May 2025 04:00:11 GMT</pubDate></item><item><title><![CDATA[Return of 100% mortgage gathers pace as lenders target first-time buyers]]></title><description><![CDATA[More no-deposit deals to come after launches this month, say industry figures]]></description><link>https://www.ft.com/content/8349f57f-89b3-4f34-8e6c-1585c2190610</link><guid isPermaLink="false">8349f57f-89b3-4f34-8e6c-1585c2190610</guid><pubDate>Sat, 31 May 2025 04:00:11 GMT</pubDate></item><item><title><![CDATA[European homeowners face rising mortgage costs until 2030]]></title><description><![CDATA[Many fixed-rate loans taken out in era of low and negative interest rates are now coming to an end, the ECB warns]]></description><link>https://www.ft.com/content/c89c220b-b083-42ae-a599-1f1a88a20aca</link><guid isPermaLink="false">c89c220b-b083-42ae-a599-1f1a88a20aca</guid><pubDate>Wed, 28 May 2025 11:57:20 GMT</pubDate></item><item><title><![CDATA[Why we don’t move house anymore]]></title><description><![CDATA[High transaction costs mean we’re stuck with a housing market dependent on price growth to function]]></description><link>https://www.ft.com/content/90b4635d-aeca-4e12-9ac6-b07cb753eaf3</link><guid isPermaLink="false">90b4635d-aeca-4e12-9ac6-b07cb753eaf3</guid><pubDate>Thu, 22 May 2025 04:00:02 GMT</pubDate></item><item><title><![CDATA[Reader callout: can you still make money as a UK landlord?]]></title><description><![CDATA[The only British region where buy-to-let sales have increased from 2015 is the North East]]></description><link>https://www.ft.com/content/addb8bb7-ef5c-4fba-8acc-a3c37ffc93a2</link><guid isPermaLink="false">addb8bb7-ef5c-4fba-8acc-a3c37ffc93a2</guid><pubDate>Wed, 21 May 2025 15:55:46 GMT</pubDate></item><item><title><![CDATA[Should I move in with my new partner before I’m divorced?]]></title><description><![CDATA[I’m worried this will have financial implications]]></description><link>https://www.ft.com/content/972eb2c0-648d-45d7-bbf9-13bad443562e</link><guid isPermaLink="false">972eb2c0-648d-45d7-bbf9-13bad443562e</guid><pubDate>Wed, 14 May 2025 04:00:44 GMT</pubDate></item><item><title><![CDATA[UK regulator to dilute mortgage lending rules]]></title><description><![CDATA[FCA responds to prime minister’s call for watchdogs to focus on promoting economic growth]]></description><link>https://www.ft.com/content/b67ebebb-e118-4c8b-8c3d-b1fd4522ae32</link><guid isPermaLink="false">b67ebebb-e118-4c8b-8c3d-b1fd4522ae32</guid><pubDate>Wed, 07 May 2025 17:29:45 GMT</pubDate></item><item><title><![CDATA[Is UK house price growth a thing of the past?]]></title><description><![CDATA[We could be in line for a bump in prices — but property is not going to be the money spinner it once was]]></description><link>https://www.ft.com/content/96e98ea2-13a4-440b-a175-100d292d4928</link><guid isPermaLink="false">96e98ea2-13a4-440b-a175-100d292d4928</guid><pubDate>Sat, 03 May 2025 04:00:57 GMT</pubDate></item><item><title><![CDATA[Lloyds hails record day of mortgage lending ahead of stamp duty deadline ]]></title><description><![CDATA[High street bank posts fall in first-quarter profits and sets aside higher provisions due to tariffs ]]></description><link>https://www.ft.com/content/8133d44e-5f3d-477c-81ac-90c74fcfd22f</link><guid isPermaLink="false">8133d44e-5f3d-477c-81ac-90c74fcfd22f</guid><pubDate>Thu, 01 May 2025 10:45:09 GMT</pubDate></item><item><title><![CDATA[Barclays joins other lenders to cut mortgage rate below 4%]]></title><description><![CDATA[Brokers warn some lenders might be slow to pass on lower prices due to uncertainty around trade policy]]></description><link>https://www.ft.com/content/10ab2d4a-87ed-43fc-b4d7-a4aae3dd6de4</link><guid isPermaLink="false">10ab2d4a-87ed-43fc-b4d7-a4aae3dd6de4</guid><pubDate>Thu, 10 Apr 2025 12:47:45 GMT</pubDate></item><item><title><![CDATA[Why the US mortgage market is addicted to big government]]></title><description><![CDATA[Government guarantees on securitised home loans make them generally low risk — but Trump’s policymaking raises concerns]]></description><link>https://www.ft.com/content/472f1aeb-0f69-4c23-b705-467b40637caa</link><guid isPermaLink="false">472f1aeb-0f69-4c23-b705-467b40637caa</guid><pubDate>Mon, 07 Apr 2025 04:00:34 GMT</pubDate></item><item><title><![CDATA[Mortgage payment shock adds to strain on UK consumers ]]></title><description><![CDATA[Rate increase comes at a time when borrowers are already having to tighten their belts]]></description><link>https://www.ft.com/content/88e11381-b6ea-4e52-b4da-579d10f7379d</link><guid isPermaLink="false">88e11381-b6ea-4e52-b4da-579d10f7379d</guid><pubDate>Sat, 05 Apr 2025 04:00:38 GMT</pubDate></item><item><title><![CDATA[Should young people raid their pensions to buy a property?]]></title><description><![CDATA[Allowing Gen Z early access to retirement savings is not going to build more houses]]></description><link>https://www.ft.com/content/8c455079-84bf-4d42-a43f-56f3ec715cd4</link><guid isPermaLink="false">8c455079-84bf-4d42-a43f-56f3ec715cd4</guid><pubDate>Fri, 04 Apr 2025 04:00:32 GMT</pubDate></item><item><title><![CDATA[UK house prices stall in March as stamp duty holiday ends]]></title><description><![CDATA[Nationwide data shows no growth from February, missing economists’ forecasts of a 0.2% rise]]></description><link>https://www.ft.com/content/3bd427c3-7214-4d7c-877f-22ed9f33b838</link><guid isPermaLink="false">3bd427c3-7214-4d7c-877f-22ed9f33b838</guid><pubDate>Tue, 01 Apr 2025 06:33:11 GMT</pubDate></item><item><title><![CDATA[Spring Statement: what the next six months has in store for your money]]></title><description><![CDATA[Where will the cards fall before the autumn Budget?]]></description><link>https://www.ft.com/content/587cbfc8-44ae-4c7b-abbb-1cab7ea2d925</link><guid isPermaLink="false">587cbfc8-44ae-4c7b-abbb-1cab7ea2d925</guid><pubDate>Sat, 29 Mar 2025 05:00:55 GMT</pubDate></item><item><title><![CDATA[House affordability in England and Wales returns to pre-pandemic levels  ]]></title><description><![CDATA[Wage growth has outstripped property price rises, official figures show ]]></description><link>https://www.ft.com/content/1e6bb9d3-2a96-4a28-be02-4aaea9e47a9f</link><guid isPermaLink="false">1e6bb9d3-2a96-4a28-be02-4aaea9e47a9f</guid><pubDate>Mon, 24 Mar 2025 11:02:39 GMT</pubDate></item><item><title><![CDATA[First-time buyers move further out of London as property costs bite ]]></title><description><![CDATA[Similar trend found in other major UK cities including Birmingham and Manchester in the decade from 2013]]></description><link>https://www.ft.com/content/88aa09f5-085e-4537-9d47-cf6bd8c895a1</link><guid isPermaLink="false">88aa09f5-085e-4537-9d47-cf6bd8c895a1</guid><pubDate>Tue, 18 Mar 2025 11:51:57 GMT</pubDate></item><item><title><![CDATA[Share of UK lending to first-time buyers reaches record high]]></title><description><![CDATA[Trend driven by rents rising faster than house prices as landlords leave the market]]></description><link>https://www.ft.com/content/6a5c8aba-04b1-4d30-91ce-56879d060b58</link><guid isPermaLink="false">6a5c8aba-04b1-4d30-91ce-56879d060b58</guid><pubDate>Tue, 11 Mar 2025 12:28:20 GMT</pubDate></item><item><title><![CDATA[Will new bill make it harder to evict our lodger?]]></title><description><![CDATA[We’re worried that the renters’ rights bill will affect lodger licences as well as tenancies]]></description><link>https://www.ft.com/content/3bd725a4-1eb7-4087-aaf8-656a615de911</link><guid isPermaLink="false">3bd725a4-1eb7-4087-aaf8-656a615de911</guid><pubDate>Tue, 11 Mar 2025 05:00:27 GMT</pubDate></item><item><title><![CDATA[FCA to ease rules restricting mortgage lending]]></title><description><![CDATA[UK regulator wants to loosen requirements for banks to test whether borrowers can cope with higher interest rates]]></description><link>https://www.ft.com/content/1bfeba4b-a108-442c-aa9e-55294e281d83</link><guid isPermaLink="false">1bfeba4b-a108-442c-aa9e-55294e281d83</guid><pubDate>Fri, 07 Mar 2025 13:34:58 GMT</pubDate></item><item><title><![CDATA[UK house prices dip in February with end to stamp duty holiday, Halifax says]]></title><description><![CDATA[Mortgage lender says short supply and strong demand will push prices higher this year]]></description><link>https://www.ft.com/content/df440b39-0d40-485f-b7fc-30dc12523768</link><guid isPermaLink="false">df440b39-0d40-485f-b7fc-30dc12523768</guid><pubDate>Fri, 07 Mar 2025 08:45:37 GMT</pubDate></item><item><title><![CDATA[UK house prices rise more than expected in February]]></title><description><![CDATA[Average cost of £270,493 is 3.9% higher year on year as buyers try to get ahead of stamp duty changes in April]]></description><link>https://www.ft.com/content/78c6c36f-d477-4f01-a943-34e66bd8fe4d</link><guid isPermaLink="false">78c6c36f-d477-4f01-a943-34e66bd8fe4d</guid><pubDate>Fri, 28 Feb 2025 12:06:27 GMT</pubDate></item><item><title><![CDATA[Bonus season: how does yours measure up?]]></title><description><![CDATA[Our annual survey of FT readers shows bonus payouts are on the rise, but so too are tax concerns and school fees]]></description><link>https://www.ft.com/content/41777b77-7f27-4e37-a31f-3677e230d4a0</link><guid isPermaLink="false">41777b77-7f27-4e37-a31f-3677e230d4a0</guid><pubDate>Fri, 21 Feb 2025 05:00:15 GMT</pubDate></item><item><title><![CDATA[UK housing market debt falls as older generations pay off mortgages]]></title><description><![CDATA[Fewer first time buyers have been able to get on housing ladder, Savills data shows]]></description><link>https://www.ft.com/content/2bf84a3b-4fce-4252-8f60-1cb75607d294</link><guid isPermaLink="false">2bf84a3b-4fce-4252-8f60-1cb75607d294</guid><pubDate>Sun, 16 Feb 2025 05:00:12 GMT</pubDate></item><item><title><![CDATA[Number of UK first-time buyers rose by 20% in 2024]]></title><description><![CDATA[Halifax data points to impact of easing borrowing costs although affordability challenges remain ]]></description><link>https://www.ft.com/content/7f464a11-e7b5-4b25-b1d8-74c0bdab0a4e</link><guid isPermaLink="false">7f464a11-e7b5-4b25-b1d8-74c0bdab0a4e</guid><pubDate>Fri, 14 Feb 2025 00:01:30 GMT</pubDate></item></channel></rss>