Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • Nationalist candidate Nawrocki wins Poland presidential election
    • Ukraine stages audacious attack on airfields deep in Russian territory
    • The world’s strongest currency is also super-competitive 
    • Starmer refuses to commit precise date for 3% defence spending target
    • Treasury secretary Bessent insists US will ‘never default’ on its debt
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    Most Read
    • Treasury secretary Bessent insists US will ‘never default’ on its debt
    • Dollar’s correlation with Treasury yields breaks down
    • China accuses US of ‘seriously violating’ trade truce and vows to respond
    • Trump tariffs cut off recovery in private equity dealmaking
    • ‘Loyalty above all’: conservatives wrestle with the law of Trump
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Trump tariffs cut off recovery in private equity dealmaking
    • UK house price growth in May exceeds forecasts
    • Early adoption of AI will boost US growth
    • Bidders for BP’s Castrol weigh offers below expected $8bn valuation
    • ‘Mischief before money’: inside the M&S hackers’ hunt for new targets
  • Tech
    Sections
    • Tech Home
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
    Most Read
    • Early adoption of AI will boost US growth
    • ‘Mischief before money’: inside the M&S hackers’ hunt for new targets
    • Can the Gulf really become an AI superpower?
    • Indian tech fund sees domestic opportunity akin to 1990s Silicon Valley
    • Business schools race to keep abreast of developments in AI
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
    Most Read
    • The world’s strongest currency is also super-competitive 
    • Treasury secretary Bessent insists US will ‘never default’ on its debt
    • Dollar’s correlation with Treasury yields breaks down
    • Bidders for BP’s Castrol weigh offers below expected $8bn valuation
    • Trump’s steel tariffs prompt anger and warnings of ‘catastrophic’ job cuts in Canada
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
    Most Read
    • The world’s strongest currency is also super-competitive 
    • Early adoption of AI will boost US growth
    • Britain’s golden chance to attract top US talent
    • The Fed’s demanding next months
    • The UK doesn’t have a productivity puzzle
  • Lex
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
    Most Read
    • ‘No timewasters please’: is setting boundaries necessary or plain rude?
    • The pleasures and pitfalls of retirement
    • Business schools race to keep abreast of developments in AI
    • How to eat like a local in Miami
    • John Lewis and Waitrose face demands to reinstate bonuses
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
    Most Read
    • A drinker’s case against drinking
    • The five best Dubai chocolates
    • ‘The threat feels existential’ – Bordeaux’s 2025 en primeur campaign
    • Great rail journeys: nostalgia and magic on the Night Riviera to Cornwall
    • Saudi Arabia plans for safer Hajj as more than 1mn pilgrims arrive
  • HTSI
  1. World
  2. UK
  3. Personal Finance
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Lex
  • Work & Careers
  • Life & Arts
  • HTSI
Financial Times
SubscribeSign In

Personal Finance

  • Saturday, 24 May, 2025
    Personal pensions
    How to cash out a pension (and not get a massive tax bill)

    With inheritance rules changing, people need to stagger drawdowns to minimise tax hit

  • Saturday, 24 May, 2025
    Counting the cost of a career break

    Taking a work hiatus is growing in popularity but the price of getting back to work can be steep — despite the promise of ‘returnships’

  • Saturday, 24 May, 2025
    Gen X hit by ‘perfect storm’ of financial worries

    Only 28% of forgotten generation on track to meet pension goals

  • Friday, 23 May, 2025
    Skin in the GameStuart Kirk
    The small stuff I’m sweating on before the next Big One

    Financial meltdown averted, I merely worry about inflation, interest rates and the dollar

  • Friday, 23 May, 2025
    Isas
    AJ Bell chief hits out at plans to cut cash Isa allowance

    Summersgill says it would be ‘negative’ for savers and ‘ineffective’ in channelling money into investments

    Workers at Canary Wharf
  • Friday, 23 May, 2025
    Ask ShrimsleyRobert Shrimsley
    Should Rachel Reeves manage my money?

    The chancellor’s got designs on our pension pots and she won’t stop there

  • Friday, 23 May, 2025
    Special ReportFT Wealth: May
    The Chinese elite’s boomtime love of horseriding is about to be tested

    Cooling economy and cultural decoupling spark doubts over the sustainability of western-influenced lifestyles

    A child in riding gear walks alongside a brown horse within an indoor equestrian arena illuminated by golden sunlight
  • Thursday, 22 May, 2025
    Neal Hudson
    Why we don’t move house anymore

    High transaction costs mean we’re stuck with a housing market dependent on price growth to function

    Montage of a person taping up a cardboard box with a line chart in the background
  • Thursday, 22 May, 2025
    Adventurous InvestorDavid Stevenson
    Are you ready to dip your toe into private markets?

    More investors will own private assets in one form or another in the next few years — but not all strategies are created equal

    Illustration of a standing in boat testing the water depth from an underwater view
  • Wednesday, 21 May, 2025
    UK politics
    Keir Starmer makes U-turn on winter fuel payments

    UK prime minister tells MPs he wants ‘more pensioners’ to receive the benefit

    UK Prime Minister Keir Starmer speaking in the House of Commons on Wednesday
  • Wednesday, 21 May, 2025
    Canada Pension Plan Investment Board
    Canada’s largest pension plan has nearly 50% of assets invested in the US

    Increase in Canada Pension Plan Investment Board’s exposure comes despite geopolitical tensions

    The skyline of Toronto, Ontario, Canada
  • Wednesday, 21 May, 2025
    Buy-to-let
    Reader callout: can you still make money as a UK landlord?

    The only British region where buy-to-let sales have increased from 2015 is the North East

  • Wednesday, 21 May, 2025
    EU economy
    EU watchdog slams Brussels’ failure to grow private sector pensions

    A flagship cross-border product has attracted few users and assets since its launch three years ago

    The Quadriga statue on top of the Brandenburg Gate in Berlin, Germany
  • Wednesday, 21 May, 2025
    Donald Trump
    Trump considers order to open US retirement plans to private equity

    Move would pave the way for savers to access funds focused on corporate buyouts and other high-octane deals

    A montage of Donald Trump, the logos of Blackstone, KKR and Apollo and $100 bills on a yellow background
  • Wednesday, 21 May, 2025
    FT Financial Literacy and Inclusion Campaign
    Meet the 30-year-old accountant teaching seven-year-olds about money

    Abigail Foster says we must start young to ensure the next generation is financially savvy

    Abigail Foster
  • Wednesday, 21 May, 2025
    Isas
    Robinhood takes aim at UK investment platforms with no-fee Isa

    US broker that pioneered zero-commission share trading plans to disrupt UK market

    Jordan Sinclair, head of Robinhood UK
  • Wednesday, 21 May, 2025
    News in-depthImpact investing
    European and UK pension funds drive transatlantic split on sustainable investing

    Number of mandates under review over asset managers’ record is growing, consultants say

    The logo of PGGM at the headquarters of the pension fund in Zeist, the Netherlands.
  • Wednesday, 21 May, 2025
    Special ReportFT Wealth: May
    Meet the insurgent economists promoting a global wealth tax

    Gabriel Zucman is leading a movement for billionaires to pay at least 2 per cent of their net worth each year

    A euro coin sits on a cake stand with a small slice removed to a white plate nearby
  • Monday, 19 May, 2025
    UK local government finance
    Gauging Reform UK’s pension power

    How to move funds and influence people

  • Monday, 19 May, 2025
    Ruchir Sharma
    Sweden: a socialist paradise overflowing with billionaires

    The country is generating the kind of wealth that raises the risk of an anti-capitalist revolt

    A luxury department store in Stockholm
  • Saturday, 17 May, 2025
    Financial Advice
    Is it time for a ‘mid-retirement MOT’?

    Giving your finances a check-up can be vital for those who embarked on retirement on an unsustainable financial footing

    Senior couple using laptop
  • Saturday, 17 May, 2025
    Simon Edelsten
    Pension fund managers need their wits about them if they head into private equity

    Investing in the UK is a good intention but the practicalities of the ‘Mansion House accord’ are complex

    Roulette Wheel
  • Friday, 16 May, 2025
    UK tax
    UK rich explore ‘10 years out, 9 years in’ to escape inheritance tax net

    Expat Britons are no longer liable for death duties after spending a decade abroad under last year’s Budget changes

    Residential skyscraper buildings beyond motor yachts docked in the Dubai marina district of Dubai, United Arab Emirates
  • Friday, 16 May, 2025
    Investments
    Directors’ Deals: Wolfson sells £12mn of Next shares

    Retailer enjoys rising sales and a boost to its share price

    A window display at a Next store in London
  • Friday, 16 May, 2025
    Investments
    The secret of a defensible market position? Look for a moat

    Advantages that deter competitors hold huge appeal for investors

    The Victrex Chemical factory in Lancashire
Previous page2Next page

Recommended

The rise of EV salary sacrifice: is it right for you?
Illustration of an electric car that looks like a calculator
Skin in the GameStuart Kirk
Trump made me a hundred grand
Montage of Donald Trump with British pound coins in the background
InterviewMy Financial Life
‘I didn’t really see the purpose of banking’
Timo Boldt in a company kitchen in London
Terry Smith
There won't be another Buffett because no one will have his advantages
Montage of Warren Buffett, cash and arrows going up and down

Join us at an FT Live event

Discover unmissable flagship events and members only communities to expand your thinking and elevate your career

FT Live
The Impact of GenAI on Insurance
Reshaping risk, compliance and the future of insurance business models
Tuesday, 10 June
FT Live
Financial Advice Forum
Driving innovation in client-focused advice
Thursday, 25 September5 More London Pl, Tooley Street, London SE1 2BY, UK
FT Live
Global Wealth Management Summit
Delivering cross-border advice amid global protectionism
Wednesday, 5 November222 Marylebone Road, London NW1 6JQ, United Kingdom
Explore all events

Useful links

Support

View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

Tools

PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

Community & Events

FT Live EventsFT ForumsFT Leaders Academy

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Edition:International
UK
Subscribe for full access

Top sections

  • Home
  • World
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
  • US
    • US Economy
    • US Companies
    • US Politics & Policy
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
  • Markets
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
  • Lex
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
  • HTSI
  • Special Reports

FT recommends

  • Alphaville
  • FT Edit
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • Visual and data journalism
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Schools
  • FT Live Events
  • FT Forums
  • FT Leaders Academy
  • myFT
  • Portfolio
  • FT Digital Edition
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In