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Personal pensions

  • Saturday, 24 May, 2025
    UK welfare reform
    UK considers taxing pensioners to claw back winter fuel payment

    Plans are being looked at following Starmer’s policy U-turn this week, say officials

  • Saturday, 24 May, 2025
    How to cash out a pension (and not get a massive tax bill)

    With inheritance rules changing, people need to stagger drawdowns to minimise tax hit

  • Saturday, 24 May, 2025
    Personal Finance
    Gen X hit by ‘perfect storm’ of financial worries

    Only 28% of forgotten generation on track to meet pension goals

  • Saturday, 17 May, 2025
    Financial Advice
    Is it time for a ‘mid-retirement MOT’?

    Giving your finances a check-up can be vital for those who embarked on retirement on an unsustainable financial footing

    Senior couple using laptop
  • Friday, 9 May, 2025
    Personal Finance
    Free reader event: Building a financial plan

    Quiz financial planning experts about pensions, Isas and IHT changes at our interactive webinar

    Claer Barrett
  • Friday, 2 May, 2025
    Serious MoneyClaer Barrett
    How can we choose the best pathway through retirement?

    Plans to introduce ‘default’ pathways sound risky, but the risk of doing nothing is even greater

    Illustration of a person stood on a compass with two paths ahead towards the sunset
  • Friday, 18 April, 2025
    Serious MoneyClaer Barrett
    How I’m staying calm when markets are uncertain

    Are you buying the dip, battening down the hatches or carrying on as normal?

    Illustration of a small sailboat approaching a big wave made of arrows
  • Saturday, 12 April, 2025
    Personal Finance
    How to plan for retirement when markets are in turmoil

    Trump’s chaotic trade policy has caused many to question their pension strategy — FT Money went looking for answers

    Illustration of a woman walking her dog in stormy weather
  • Friday, 4 April, 2025
    Serious MoneyClaer Barrett
    Should young people raid their pensions to buy a property?

    Allowing Gen Z early access to retirement savings is not going to build more houses

    Illustration of a hand smashing a piggy bank with a hammer with a house
  • Saturday, 15 March, 2025
    Annuities
    Joint-life annuity rates at 17-year high

    Income offered on retirement products highest since global financial crisis

    An older couple walking on a hillside
  • Thursday, 6 March, 2025
    Isa Guide 2025
    Are Lisas fit for purpose for homebuyers?

    MPs review the effectiveness of the much-criticised savings scheme

    A couple look in the window of an estate agent
  • Wednesday, 12 February, 2025
    Annuities
    Annuity sales soar to 10-year high

    Higher rates and economic fears persuade retirees to opt for guaranteed incomes

    A retired couple look out to sea at Plymouth, UK
  • Saturday, 1 February, 2025
    Retirees can struggle to shift the ‘saver mindset’

    Spend or save is a tricky balancing act as we age

    Montage of an older woman in thought and a jar of coins being tipped out
  • Saturday, 1 February, 2025
    Pensions industry
    UK pensions tax changes to bring in ‘more than £40bn’ before 2045

    Longer-term estimates predict the measures could bring in £3bn a year by 2043

    A man walks past the entrance to the UK Treasury in Whitehall
  • Friday, 24 January, 2025
    Serious MoneyClaer Barrett
    If your partner died first, could you manage money solo?

    Looming tax changes stress the importance of financial planning

  • Wednesday, 22 January, 2025
    Applying UK inheritance tax to pensions ‘risks delays and higher costs’

    Advisers call for rethink of how Treasury imposes planned extension of IHT to retirement funds

    One pound coins
  • Wednesday, 15 January, 2025
    State pension triple lock
    New UK pensions minister previously called for ‘triple lock’ to be replaced

    Torsten Bell has been appointed to Treasury role after resignation of Tulip Siddiq as City minister

    Torsten Bell in 2023
  • Friday, 10 January, 2025
    Moira O'Neill
    Your new year pension tidy up could drag on until spring

    Why is it so difficult to transfer your retirement savings to a new provider?

  • Friday, 10 January, 2025
    Personal Finance
    Quarter of Britons in relationships hide savings from their partners, survey reveals

    Lawyers say secret accounts often come to light during mortgage applications

    A customer uses an ATM
  • Thursday, 9 January, 2025
    Financial ThinkingJonathan Guthrie
    How much money buys you happiness in retirement?

    Money can buy you some happiness, but less than you might think

  • Friday, 3 January, 2025
    LexPensions industry
    Helping boomers spend their retirement funds is harder than it sounds Premium content

    Worries about running out of money makes people frugal and wary of taking any big pension decisions

    Glass jar labelled ‘Pension’ on its side, with coins that have fallen out next to it
  • Thursday, 2 January, 2025
    Personal Finance
    Ten things to tick off your financial to-do list in 2025

    From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year

    Illustration of a piggy bank and a pencil on an open spiral notebook with a checklist drawn on the page, set on a plain blue background
  • Saturday, 14 December, 2024
    Moira O'Neill
    Why pensions planning can feel like trying to nail jelly to a wall

    For decades, our retirement finances have been a political plaything

    A money safe with a dripping background
  • Thursday, 28 November, 2024
    Pensions
    Pensions savings confidence hits seven-year low, says BlackRock

    Half of those questioned in survey said they cannot afford to save enough for retirement

    An elderly couple sit on a bench
  • Monday, 25 November, 2024
    Pensions industry
    Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

    Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

    Sterling banknotes
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